All-Inclusive Car Ownership

At URboss we offer everything you’ll need as a car owner including autocare, financing, and insurance to make sure that you are protected on all sides, in one low bi-weekly loan payment. Our goal is to provide a safe environment to build your credit through a transparent buying process, and we do everything we can to keep you satisfied and driving.


A prepaid maintenance program that prevents you from paying out of pocket for unexpected repairs. Experts at our own repair facilities will evaluate proposed repairs and protect you from unnecessary ones.

  • Covers up to 25% more than the purchase price on any maintenance and mechanical repairs.
  • Free oil changes.
  • Motor Club Membership with towing benefits
  • Unused portions are refunded toward your loan repayment (less a $100 administration fee).


 An all-inclusive accident protection program that provides comprehensive insurance coverage at a significantly lower price.

  • State mandated liability insurance for life of the loan, regardless of your driving record, only available in IL.
  • Comprehensive coverage for accident damage with a $1,000 deductible.
  • GAP coverage: debt cancellation in case of total loss accidents with a $2,000 deductible.
  • Unemployment payment forgiveness benefits so that you have flexibility when life gets in the way of paying your loans (not available in PA).
  • This product is added to your auto loan, provides coverage for the life of the loan and qualifies for a rebate if loan is paid off early*
  • *less a $495 administration fee

GAP Coverage

The Gap coverage plan takes care of your debt after a total loss accident.

This coverage plan is included in the Umbrella Program but can also be purchased on its own.

  • Debt cancellation in case of total loss accidents, with $2,000 deductible.
  • Unemployment payment waiver (not available in PA).